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The study authors calculated the financial opportunity cost by estimating the amount of return a person would have earned by instead investing that money in the stock market over the same period. But this financial opportunity costwhich stands at $773,539 in North Carolina and $1,708,640 in New Yorkassumes that smokers would have invested that money, said Kenneth Warner, Avedis Donabedian Distinguished University Professor Emeritus of Public Health, professor emeritus of health management and policy, and dean emeritus of public health at the University of Michigan

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