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Some examples of the factors lending companies consider: The risks (to employees, equipment and consumers) involved in the actual service provided by a company The past, current and projected future state of the industry in question The business model(s) typically used by companies in a specific industry NAICS and High-Risk Industries When reviewing NAICS codes, many lenders and insurers will consider some classes of code inherently riskier than others

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"The restructuring is in line with the company's efforts towards realising a new and more sustainable business model, amidst an increasingly challenging business environment

A long battle This isn't the first challenge to New Jersey's casino exemption for indoor smoking